Insurance companies have recently reinstated cashless services after a policy adjustment regarding Aasandha coverage. The government decided that people with private insurance would only be eligible for Aasandha—a state-provided health insurance program—once their private insurance limit has been fully used. This change, which took effect last Friday, led to a temporary suspension of cashless services by some providers.
However, Allied Insurance, the state-owned insurer, along with Amana Takaful and Solarelle, have resumed offering cashless services following this policy shift. Under the resumed cashless model, individuals can access medical services without upfront payments, with the bill covered by their insurance. In instances where cashless services remain suspended, policyholders can still receive a refund by submitting their medical bills to their respective insurance providers.
To address public concerns, the National Social Protection Agency (NSPA) clarified that Aasandha will continue to cover healthcare costs if individuals are required to pay out-of-pocket for services. This decision underscores the government’s commitment to ensuring continued access to healthcare while balancing the costs between private insurance and Aasandha.
